First Choice for: Savings - Loans for Cars - Holidays - Home Improvements - Primary School - Secondary School and University Education Loans. Insurance Products - The Social Club.
Why Borrow From Us
| |
Cuchullain Credit Union |
| Rates |
Low interest rates ranging from 6.17% APR* to 12.68%* |
| Fees |
We don’t charge any processing or documentation fees |
| Insurance |
Life Loan Protection at no extra cost |
| Early Repayment |
No penalties, no early settlement fees |
| Loan Application Process |
Easy Application, No fuss and a quick decision |
| Interest |
Your loan interest is charged on the reducing balance, therefore you pay less interest as the loan decreases |
| Yours |
Whatever you purchase, you own..not like Garage finance or HP or Store Credit or Leasing |
What does the credit union expect of the member?
- Membership details ascertained –
identification, address (current and previous), PPS number or Tax Number. Current Address & Domicile of Member
- good credit track record, existing borrowingson track
- ability to repay the loan i.e. member is not financialy overextended
- willingness to repay
- acceptable loan purpose, estimates of expenditure
- proof of earnings – income, employment details, social welfare payments
- a guarantor or other security may also be required
- honesty & integrity
- member holds the common bond of Cuchullain Credit Union
